Funds will be awarded to applicants in need of home repairs directly caused by a disaster that is declared by an Executive Order of the President or Governor. Applications will be accepted after the county receives the Executive Order and authorization from Florida Housing Finance Corporation to utilize funds for disaster repairs. The maximum award for assistance is $10,000. Funds will be awarded as a grant with no recapture terms. Assistance is provided on a first-qualified, first-served basis. Funds will only be provided for site-built homes that are owner-occupied and used as primary residence. Mobile, modular, and manufactured homes are not eligible for assistance. If the homeowner is insured, proceeds from the insurance and other sources must be used first before SHIP funds, except for the payment of the deductible.